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Guaranteed capital for your loved ones in the event of death or Total and Irreversible Loss of Autonomy.
The solution to preserve the future of your loved ones
In the event of death by illness or accident, the payment of a capital of $30,000 to $1,000,000 to your loved ones(1).
The free designation of your beneficiaries even outside the family circle.
In the event of Total and Irreversible Loss of Autonomy (2), the maintenance of your standard of living.
The release of an emergency capital(3) of $10,000 within 48 hours to meet the first expenses.
The possibility at any time of modifying the subscribed capital and the designated beneficiary(ies). After certain family events (marriage, PACS, birth, adoption), you can also increase the guaranteed capital within the limit of 20 % of the insured capital(4) on the sole basis of a simplified health questionnaire, subject to the Insurer's acceptance
Simplified medical formalities: a simplified health questionnaire up to 400,000 euros (up to 45 years old).
Whether you're looking for a premium banking experience, a basic account or something in between, all of our checking accounts include:
Real financial protection
ASTRA FINANCIAL INVEST Protection Avenir(11 See footnote 1 ) guarantees your loved ones the payment of capital and an education annuity to your children (optional) in the event of death and to yourself in the event of Total and Irreversible Loss of Autonomy(2) following an accident.
Tax advantages
In the event of death, the capital received is exempt from inheritance tax if the beneficiary is your spouse(3). In the event of Total and Irreversible Loss of Autonomy, the capital paid is exempt from income tax
A customizable contract
Choose the basic capital suited to your needs between $50,000 and $200,000 and freely designate your beneficiaries.
A flexible and advantageous solution
No medical formalities when subscribing and possibility of modifying your contract at any time, notably by adding new children for the education pension.
A multi-risk home insurance contract to compose according to your needs to protect your home and your real estate.
To each his own solution
Owner, tenant, main or secondary residence: a contract adapted to each situation.
An expanded base of guarantees
Up to $100,000 of guaranteed movable capital
Advance of funds in the event of a serious disaster
School insurance for your children
Liability insurance for your vacation rental…
Options to go further
3 franchise levels
Options for your specific needs
All warranties for high protection included
A very simple management
Subscribe, consult, modify your contract, obtain a certificate…: it's easy from My Online Bank or with your advisor.
Comfort +
Are you already insured? We are taking care of the termination of your current home insurance contract.
